Basic Budget Worksheet Plan

(for next 12 months)

Item Actual % - Suggested %* - New

Housing _______ 25–35% _______

Transportation _______ 10–15% _______

Charitable Gifts _______ 10–12% _______

Food _______ 5–15% _______

Saving _______ 5–10% _______

Utilities _______ 5–10% _______

Medical/Health _______ 5–10% _______

Debt _______ 5–10% _______

Clothing _______ 2–7% _______

Miscellaneous _______ 12–23% _______


*These percentages are adapted from Dave Ramsey’s The Total Money Makeover (Thomas Nelson, 2007).